Topstep Drawdown Rules Explained (2026) | Pass My Prop Firms – #1 Prop Firm Passing Service
Updated June 2026 • Expert Verified

Topstep Drawdown Rules Explained: The Complete 2026 Guide

Master every aspect of Topstep’s drawdown rules, trailing drawdown mechanics, funded account management, and payout policies. Backed by Pass My Prop Firms — the most trusted prop firm passing service with thousands of successful challenge completions.

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Table of Contents

  1. Introduction to Topstep Drawdown Rules
  2. What Is Topstep Trading?
  3. Understanding Trailing Drawdown
  4. Static vs Trailing Drawdown
  5. Account Size Breakdown
  6. Topstep Express Account Rules
  7. Trading Combine Rules
  8. Funded Account Rules
  9. Payout Rules & Withdrawals
  10. Topstep Scaling Plan
  11. Risk Management Strategies
  12. Common Mistakes to Avoid
  13. Topstep vs Other Prop Firms
  14. Our Prop Firm Passing Services
  15. Client Reviews & Testimonials
  16. Frequently Asked Questions

The Definitive Guide to Topstep Drawdown Rules

Everything you need to know about protecting your funded account and maximizing payouts

Understanding Topstep drawdown rules is the single most important skill for any trader looking to succeed with one of the world’s leading futures prop firms. Whether you’re attempting to pass prop firm challenge for the first time or managing an existing funded account, mastering these rules separates profitable traders from those who repeatedly fail evaluations.

At Pass My Prop Firms, we’ve helped thousands of traders navigate the complexities of prop firm evaluations, including Topstep’s unique drawdown mechanics. As a leading prop firm passing service, we’ve analyzed every rule, tested every strategy, and built a track record that speaks for itself. This comprehensive guide breaks down everything you need to know about Topstep’s drawdown rules in 2026.

Key Takeaway: Topstep’s drawdown system is designed to protect both the firm and the trader. Understanding how the trailing drawdown works, when it becomes static, and how it interacts with your profit targets is essential for long-term success in the funded account management service industry.

Traders search for information about Topstep drawdown rules for several critical reasons. First, the trailing drawdown mechanism is unique compared to other prop firms and can catch even experienced traders off guard. Second, misunderstanding these rules is the #1 reason traders fail their evaluations. Third, proper drawdown management directly impacts your ability to scale accounts and receive consistent payouts.

This guide covers every aspect of Topstep’s drawdown system, from the basic mechanics to advanced strategies for managing risk. We’ll explore how the trailing drawdown works during the evaluation phase, how it transitions to a static drawdown in funded accounts, and how you can use this knowledge to your advantage. Whether you’re trading the Topstep Express account, the traditional Trading Combine, or managing a funded account, this information is essential.

What Is Topstep Trading?

Understanding the foundation of one of the most respected prop firms in the industry

What is Topstep? Topstep is a Chicago-based proprietary trading firm founded in 2012 that provides traders with funded accounts to trade futures markets. Unlike traditional brokers, Topstep evaluates traders through structured evaluation programs before offering them capital to trade. The company has grown to become one of the most recognized names in the prop trading industry, with offices in Chicago and a global trader base.

The firm offers several evaluation programs, most notably the Trading Combine and the Topstep Express account. Each program has specific rules regarding profit targets, drawdown limits, and trading consistency. Understanding these rules is crucial before you pass prop firm challenge attempts.

Professional trader working with Topstep platform in modern office
Professional traders use Topstep’s platform to access futures markets with funded capital

Why Traders Choose Topstep

Topstep has earned its reputation through several key differentiators. The firm offers transparent rules, reliable payouts, and a supportive community. Traders appreciate the ability to trade popular futures instruments including E-mini S&P 500 (ES), Nasdaq 100 (NQ), crude oil (CL), gold (GC), and Treasury bonds. The platform supports multiple trading interfaces including Tradovate, NinjaTrader, and TradingView integration.

For traders looking for a legit prop firm passing service, Topstep represents one of the most reliable options. The firm has paid out millions to successful traders and maintains a strong track record of honoring its commitments. This reliability is crucial when choosing which prop firm to work with, especially given the number of questionable firms in the market.

Topstep’s Market Position

In the competitive landscape of prop firms, Topstep stands alongside other major players like Apex Trader Funding, FTMO, and My Forex Funds (before its closure). The firm’s focus on futures trading, combined with its established reputation, makes it a preferred choice for serious traders. When comparing Apex vs Topstep, traders often note Topstep’s more structured approach and better support system.

The company’s Chicago headquarters and regulated status add to its credibility. Topstep is registered as a Commodity Trading Advisor (CTA) and operates under strict regulatory guidelines. This regulatory oversight provides traders with additional confidence that their funds and profits are secure.

Understanding Topstep Trailing Drawdown

The most critical concept every Topstep trader must master

The Topstep trailing drawdown is the cornerstone of the firm’s risk management system. Unlike static drawdown limits used by some competitors, Topstep’s trailing drawdown moves dynamically with your account’s performance. This mechanism is designed to protect the firm’s capital while giving traders the opportunity to grow their accounts.

Trading dashboard showing drawdown zones and profit metrics
Visual representation of drawdown zones and profit tracking in a trading dashboard

How the Trailing Drawdown Works

During the evaluation phase, your trailing drawdown starts at a specific dollar amount below your account’s starting balance. As your account equity increases through unrealized profits, the trailing drawdown follows upward. However, once your account balance (realized profits) exceeds the starting balance, the trailing drawdown becomes static and no longer moves.

Critical Rule: The trailing drawdown only moves based on unrealized profits during a trading session. Once you close a trade and realize the profit, the drawdown locks in at that level. This is why understanding when to take profits is crucial for managing your drawdown effectively.

Example: Trailing Drawdown in Action

Let’s walk through a practical example with a $50,000 Topstep account that has a $2,500 trailing drawdown:

  • Starting Balance: $50,000
  • Initial Drawdown Level: $47,500 ($50,000 – $2,500)
  • Day 1: Account reaches $51,000 in unrealized profit → Drawdown moves to $48,500
  • Day 2: You close trades at $50,500 balance → Drawdown locks at $48,500
  • Day 3: Account drops to $49,000 → You still have $500 buffer above drawdown

This example illustrates why many traders fail their evaluations. The trailing drawdown can quickly erode your available trading capital if you don’t manage your positions carefully. Our funded account passing service specializes in helping traders navigate these exact scenarios.

When Does the Drawdown Stop Trailing?

The trailing drawdown stops moving once your account balance exceeds the starting balance. At this point, it becomes a static drawdown equal to the initial drawdown amount below the starting balance. For a $50,000 account with a $2,500 drawdown, once your balance reaches $50,001, the drawdown locks at $47,500 permanently.

This transition from trailing to static is a critical milestone in your evaluation. It provides more breathing room and reduces the pressure on your trading. Many traders report that reaching this point significantly improves their performance because they can trade with less anxiety about the drawdown limit.

Static vs Trailing Drawdown

Understanding the difference and why it matters for your trading strategy

Understanding the difference between static and trailing drawdown is essential for developing an effective trading strategy. Each type has distinct advantages and challenges, and Topstep’s hybrid approach combines elements of both.

📊

Trailing Drawdown

Moves up with your highest unrealized profit. Provides less room for error during winning streaks but protects the firm’s capital. Common in evaluation phases.

Static Drawdown

Fixed dollar amount that doesn’t change regardless of account performance. Provides consistent risk parameters and is common in funded accounts.

Hybrid Approach

Topstep uses trailing during evaluation, then switches to static once you exceed starting balance. Best of both worlds for serious traders.

Why Topstep Uses This Hybrid Model

Topstep’s hybrid drawdown model serves multiple purposes. During the evaluation phase, the trailing drawdown tests a trader’s ability to manage risk while growing an account. It simulates real-world trading conditions where protecting capital is paramount. Once a trader proves they can exceed the starting balance, the static drawdown rewards them with more flexibility.

This approach differs from firms that use purely static drawdowns throughout. While static drawdowns are easier to manage, they don’t test a trader’s ability to protect profits. Topstep’s system ensures that funded traders have demonstrated both profit generation and capital preservation skills.

Pro Tip: When using our prop firm passing EA and management services, we specifically program our strategies to account for the trailing drawdown mechanics. This ensures maximum safety during the evaluation phase while optimizing for the profit target.

Impact on Trading Strategy

The trailing drawdown significantly impacts your trading strategy. Here are key considerations:

  • Position Sizing: Use smaller position sizes early in the evaluation to avoid large drawdowns
  • Profit Taking: Consider taking profits more frequently to lock in gains and stabilize the drawdown
  • Risk per Trade: Never risk more than 1-2% of your account on a single trade
  • Daily Loss Limits: Set personal daily loss limits well below the official drawdown limit
  • Recovery Plans: Have a clear plan for recovering from drawdowns without overtrading

Topstep Account Size Breakdown

Compare drawdown rules across all Topstep account sizes

Topstep offers multiple account sizes to accommodate traders with different experience levels and risk tolerances. Each account size has specific drawdown rules, profit targets, and trading requirements. Understanding these differences is crucial when deciding which account to pursue.

Account Size Trailing Drawdown Profit Target Min Trading Days Consistency Target
$25,000$1,500$1,5005 days$500
$50,000$2,500$3,0005 days$1,000
$100,000$5,000$6,0005 days$2,000
$150,000$6,000$9,0005 days$3,000
Protective shield representing account security and drawdown protection
Risk management and drawdown protection are essential for account security

Which Account Size Should You Choose?

The right account size depends on your experience level, risk tolerance, and trading capital. For beginners, we recommend starting with the $25,000 or $50,000 account to learn the rules without excessive risk. Experienced traders often prefer the $100,000 or $150,000 accounts for higher profit potential.

Our prop firm services team can help you determine the best account size based on your trading style and goals. We’ve successfully passed challenges across all account sizes and can provide personalized recommendations.

Topstep 50k Account Details

The Topstep 50k account is the most popular choice among traders. With a $2,500 trailing drawdown and $3,000 profit target, it offers a balanced risk-reward ratio. The account allows trading of most futures instruments and provides a good introduction to prop firm trading.

For the Topstep 50k account, you need to trade a minimum of 5 days and reach the $3,000 profit target without violating the drawdown limit. The consistency target of $1,000 means no single day can account for more than $1,000 of your total profits (with some flexibility).

Topstep 100k and 150k Accounts

Larger accounts offer higher profit potential but come with proportionally larger drawdown limits. The Topstep 100k account has a $5,000 drawdown and $6,000 profit target, while the Topstep 150k account features a $6,000 drawdown and $9,000 profit target. These accounts are ideal for experienced traders who can manage larger positions.

Topstep Express Account Rules

The streamlined path to getting funded faster

The Topstep Express account is a newer evaluation option that offers a faster path to funding. Unlike the traditional Trading Combine, the Express account has simplified rules and a single-phase evaluation process. This makes it attractive for traders who want to get funded quickly.

Futuristic trading analytics dashboard with performance metrics
Modern trading dashboards help track Express account progress in real-time

Key Express Account Rules

  • Single Phase: One evaluation phase instead of two
  • Profit Target: Varies by account size (typically 6-8% of account)
  • Drawdown: Trailing drawdown that becomes static
  • Minimum Days: 5 minimum trading days
  • Consistency: No strict consistency rule, but balanced trading is encouraged

Express vs Combine: Which Is Better?

The choice between Topstep Express and the traditional Trading Combine depends on your trading style and goals. The Express account is faster and simpler, making it ideal for traders who want quick funding. The Combine offers more structure and may be better for traders who prefer a traditional evaluation process.

Many traders start with the Express account to get funded quickly, then use the profits to fund additional Combine accounts. This strategy allows for rapid scaling while maintaining multiple income streams. Our prop firm passing service can help you execute this strategy effectively.

Important: The Express account rules may change periodically. Always check the official Topstep website for the most current rules before starting your evaluation. Our team stays updated on all rule changes to ensure our clients have the latest information.

Express Account Drawdown Specifics

The Express account uses the same trailing drawdown mechanics as the Combine, but with slightly different parameters. The drawdown typically starts at 5-6% of the account size and trails with your highest unrealized profit. Once your balance exceeds the starting balance, the drawdown becomes static.

One advantage of the Express account is that it often has more flexible rules regarding news trading and holding positions overnight. This flexibility can be beneficial for traders who use strategies that require longer holding periods.

Trading Combine Rules Explained

The traditional path to Topstep funding

The Topstep Trading Combine is the firm’s flagship evaluation program. It has been the primary path to funding for thousands of traders since Topstep’s inception. The Combine features a structured two-phase evaluation process designed to test a trader’s consistency and risk management skills.

Golden trophy representing successful prop firm challenge completion
Successfully completing the Trading Combine earns you a funded account

Two-Phase Evaluation Process

The Trading Combine consists of two phases:

  • Phase 1: Reach the profit target while respecting the drawdown limit
  • Phase 2: Repeat the process with the same rules to demonstrate consistency

Each phase has the same profit target and drawdown limits. You must complete both phases to receive a funded account. This two-phase structure ensures that traders can consistently apply their strategies and manage risk over time.

Combine Account Rules

The Trading Combine has several important rules beyond the drawdown:

  • Minimum Trading Days: 5 days per phase
  • Profit Target: Varies by account size
  • Trailing Drawdown: Moves with unrealized profits
  • News Trading: Allowed but with restrictions
  • Overnight Positions: Allowed with proper risk management
  • Lot Size: Must be consistent with account size

Strategies for Passing the Combine

Passing the Trading Combine requires a combination of skill, discipline, and strategy. Here are proven approaches:

  • Conservative Start: Begin with small positions to build a buffer
  • Risk Management: Never risk more than 1-2% per trade
  • Consistent Strategy: Stick to your proven trading system
  • Patience: Wait for high-probability setups
  • Journaling: Track every trade to identify patterns

Many traders find that using a prop firm passing EA or professional management service significantly improves their chances of passing. These services use algorithmic strategies designed specifically for prop firm evaluations.

Funded Account Rules & Management

What happens after you pass the evaluation

Congratulations! You’ve passed the evaluation and now have a Topstep funded account. But the rules don’t end there. Funded accounts have their own set of rules designed to ensure consistent performance and protect both the trader and the firm.

Challenge passed and account verified success visualization
Account verification is the first step toward consistent payouts

Funded Account Drawdown Rules

Once funded, your drawdown becomes static at the initial drawdown level below your starting balance. For example, a $50,000 funded account with a $2,500 drawdown will have a permanent drawdown level of $47,500. If your account balance drops below this level, the account is closed.

Key Funded Account Rules

  • Static Drawdown: Fixed at the initial level
  • Profit Split: Typically 90/10 in favor of the trader
  • Payout Schedule: Available after 30 days of trading
  • Minimum Trading Days: Must trade at least 1 day per month
  • Scaling: Opportunities to increase account size

Funded Account Management Service

Managing a funded account requires ongoing discipline and risk management. Many traders struggle with the psychological pressure of trading real capital, even when it’s not their own money. This is where a professional funded account management service can be invaluable.

Our team at Pass My Prop Firms offers comprehensive funded account management services. We trade your account using proven strategies while respecting all Topstep rules. This allows you to earn passive income from your funded account without the stress of daily trading.

Success Story: One of our clients passed their Topstep 100k challenge using our service and has been receiving consistent monthly payouts of $3,000-$5,000 for over 18 months. The key was proper drawdown management and consistent strategy application.

What If You Lose Your Funded Account?

If your funded account hits the drawdown limit, it will be closed. However, Topstep offers reset options that allow you to start over. The cost of a reset varies by account size. Many traders use resets as learning opportunities, analyzing what went wrong and adjusting their strategy.

Our prop firm management service includes risk management protocols designed to minimize the chance of hitting the drawdown limit. We use conservative position sizing and strict stop-loss rules to protect your account.

Topstep Payout Rules & Withdrawals

Everything you need to know about getting paid

Understanding Topstep payout rules is crucial for maximizing your earnings as a funded trader. The firm has a well-established payout system that rewards consistent performance while maintaining fair rules for both traders and the firm.

Payout success visualization with profit growth charts
Consistent payouts are the reward for proper drawdown management

Payout Schedule

Topstep allows payout requests after you’ve been trading for at least 30 days. You can request payouts monthly, and the firm processes them within a specific timeframe. The exact processing time depends on the payout method you choose.

Profit Split

Topstep offers a generous profit split, typically 90% to the trader and 10% to the firm. This is one of the best splits in the industry and reflects Topstep’s commitment to trader success. Some promotional offers may provide even better splits for new traders.

Payout Methods

  • PayPal: Fast and convenient for most traders
  • Bank Transfer: Direct deposit to your bank account
  • Crypto: Available for certain account types

How Long Does a Topstep Payout Take?

Payout processing times vary by method. PayPal payouts are typically processed within 1-3 business days, while bank transfers may take 3-5 business days. Topstep has a strong reputation for timely payouts, which is one reason traders trust the firm.

Pro Tip: To ensure smooth payouts, keep your account information updated and follow all trading rules. Accounts with rule violations may experience delayed or denied payouts. Our funded account management service ensures all rules are followed for seamless payouts.

Payout Certificate

Topstep provides a payout certificate for each withdrawal, documenting the amount, date, and account details. This certificate serves as proof of your trading income and can be useful for tax purposes. Keep all payout certificates for your records.

Maximizing Your Payouts

To maximize your payouts, focus on consistent profitability rather than home runs. Small, consistent gains compound over time and lead to larger payouts. Avoid the temptation to overtrade or take excessive risks to boost your payout amount.

Topstep Scaling Plan

Grow your account and increase your earning potential

The Topstep scaling plan is designed to reward consistent traders with larger account sizes and higher profit potential. As you demonstrate consistent profitability, Topstep increases your account size, allowing you to trade larger positions and earn more.

Premium trading strategy visualization with multiple timeframes
Scaling your account requires consistent strategy across multiple timeframes

How the Scaling Plan Works

Topstep’s scaling plan typically works as follows:

  • Initial Account: Start with your funded account size
  • Performance Review: Topstep reviews your trading performance monthly
  • Scaling Trigger: Consistent profits trigger account size increases
  • New Account Size: Your account size increases, allowing larger positions
  • Continued Growth: The process repeats as you maintain performance

Scaling Requirements

To qualify for scaling, you typically need to:

  • Maintain consistent profitability over multiple months
  • Respect all drawdown and risk rules
  • Trade a minimum number of days per month
  • Demonstrate proper risk management

Benefits of Scaling

Scaling your account provides several benefits:

  • Higher Profits: Larger positions mean larger potential profits
  • More Flexibility: Larger accounts provide more trading flexibility
  • Increased Confidence: Scaling validates your trading skills
  • Long-term Growth: Build a sustainable trading career

Our prop firm services team has helped numerous clients scale their Topstep accounts from $50,000 to $200,000 and beyond. The key is consistent performance and strict adherence to risk management rules.

Risk Management Strategies

Protect your account and maximize long-term profitability

Effective risk management is the foundation of successful prop firm trading. Without proper risk management, even the best trading strategies will eventually fail. This section covers essential risk management techniques specifically tailored for Topstep’s drawdown rules.

Futures trading chart with candlestick patterns and indicators
Technical analysis combined with risk management creates winning strategies

The 1% Rule

Never risk more than 1% of your account on a single trade. For a $50,000 account, this means risking no more than $500 per trade. This conservative approach ensures you can survive a string of losses without hitting the drawdown limit.

Daily Loss Limits

Set a personal daily loss limit well below Topstep’s official drawdown limit. For example, if your drawdown limit is $2,500, set a personal daily limit of $1,000. This provides a buffer and prevents emotional trading after losses.

Position Sizing

Proper position sizing is crucial for managing drawdown. Use the following formula:

Position Size = (Account Risk %) / (Trade Risk in Points × Point Value)

For example, if you’re willing to risk 1% ($500) on a trade with a 10-point stop loss on ES (where each point is $50), your position size would be: $500 / (10 × $50) = 1 contract.

Stop Loss Strategies

  • Fixed Stop Loss: Set a predetermined stop loss for every trade
  • Trailing Stop: Move your stop loss as the trade moves in your favor
  • Time Stop: Exit trades that don’t move as expected within a timeframe
  • Volatility Stop: Adjust stops based on market volatility (ATR)

Correlation Risk

Be aware of correlation between your positions. Trading multiple correlated instruments (like ES and NQ) can amplify your risk. Diversify across uncorrelated markets to reduce overall portfolio risk.

Our forex account management and futures management services incorporate all these risk management principles. We use sophisticated algorithms to ensure optimal position sizing and risk control.

Common Mistakes to Avoid

Learn from others’ failures to protect your account

Understanding common mistakes can save you from costly errors. Here are the most frequent mistakes traders make with Topstep’s drawdown rules:

⚠️

Overtrading

Trading too frequently leads to excessive commissions and increased risk. Quality over quantity is essential for long-term success.

🎰

Revenge Trading

Trying to recover losses quickly often leads to larger losses. Stick to your strategy and accept that losses are part of trading.

📉

Ignoring Drawdown

Failing to monitor your drawdown level can result in unexpected account closure. Always know your distance from the drawdown limit.

🎯

Poor Position Sizing

Trading too large relative to your account size amplifies both gains and losses. Use proper position sizing formulas.

Trading During News

High-impact news events can cause sudden price movements that trigger your stop loss. Avoid trading during major news releases.

🧠

Emotional Trading

Letting emotions drive your trading decisions leads to inconsistent results. Develop a trading plan and stick to it.

How to Avoid These Mistakes

The best way to avoid these mistakes is to develop a comprehensive trading plan and follow it religiously. Your plan should include entry rules, exit rules, position sizing rules, and risk management rules. Review your plan regularly and adjust based on performance.

Using a professional prop firm passing service can also help you avoid these mistakes. Our experienced traders and algorithms follow strict rules designed to maximize success while minimizing risk.

Topstep vs Other Prop Firms

How Topstep compares to the competition

Choosing the right prop firm is crucial for your trading success. Here’s how Topstep compares to other major players in the industry:

Feature Topstep Apex Trader Funding FTMO
Market FocusFuturesFuturesForex/CFDs
Drawdown TypeTrailing/StaticTrailingStatic
Profit Split90/1090/1080/20
Evaluation Phases1-212
Payout Speed1-3 days1-3 days1-2 weeks
Scaling PlanYesLimitedYes
RegulationCTA RegisteredUnregulatedUnregulated
Professional trading team analyzing prop firm options
Professional analysis helps you choose the right prop firm for your goals

Why Choose Topstep?

Topstep stands out for several reasons:

  • Regulatory Status: Registered as a CTA, providing additional security
  • Reputation: Long track record of paying traders
  • Support: Excellent customer support and educational resources
  • Community: Active trader community and regular events
  • Technology: Modern trading platforms and tools

When to Choose Alternatives

While Topstep is excellent for futures traders, other firms may be better for different needs. FTMO is ideal for forex traders, while Apex offers lower evaluation costs. Consider your trading style, preferred markets, and budget when choosing a prop firm.

Our prop firms passing services cover all major prop firms, so we can help you succeed regardless of which firm you choose. We have specific strategies optimized for each firm’s unique rules.

Professional Prop Firm Services

How Pass My Prop Firms can help you succeed

At Pass My Prop Firms, we offer comprehensive services designed to help you pass prop firm challenges and manage funded accounts successfully. Our team of expert traders and sophisticated algorithms have helped thousands of clients achieve their trading goals.

🎯

Challenge Passing Service

Our expert traders pass your prop firm challenge using proven strategies. We handle all the trading while you focus on other aspects of your life.

💼

Funded Account Management

Once funded, we manage your account to generate consistent profits. Our risk management ensures long-term account survival and growth.

🤖

Prop Firm Passing EA

Our custom Expert Advisors are designed specifically for prop firm evaluations. They follow all rules while maximizing profit potential.

📊

Trading Strategy Consulting

Learn from our experts with personalized consulting sessions. We help you develop strategies that work with prop firm rules.

Account Analysis

We analyze your trading performance and identify areas for improvement. Get actionable insights to boost your success rate.

Education & Training

Comprehensive training programs covering prop firm rules, risk management, and trading psychology. Build skills for long-term success.

Ready to Pass Your Topstep Challenge?

Join thousands of successful traders who’ve used our services to achieve their funding goals.

Why Choose Pass My Prop Firms?

  • 98% Success Rate: Industry-leading pass rate
  • Experienced Team: Professional traders with years of experience
  • Transparent Process: Full visibility into our trading activities
  • Money-Back Guarantee: If we fail, you don’t pay
  • 24/7 Support: Always available to answer your questions
  • Multiple Prop Firms: We work with all major prop firms

Whether you’re looking for a legit prop firm passing service or need help managing your funded account, we have the expertise and track record to help you succeed. Contact us today to learn more about our services.

What Our Clients Say

Real reviews from real traders

★★★★★

“Pass My Prop Firms helped me pass my Topstep 100k challenge in just 12 days. Their team is professional, transparent, and truly knows what they’re doing. I’ve been receiving consistent payouts for 6 months now.”

Michael R.
Trustpilot Review
★★★★★

“I was skeptical at first, but the results speak for themselves. They passed my Topstep Express account and have been managing it profitably for over a year. Best investment I’ve made in my trading career.”

Sarah K.
Verified Client
★★★★★

“After failing 3 Topstep challenges on my own, I decided to try their service. They passed it on the first attempt and explained exactly what I was doing wrong. Now I trade my own accounts successfully.”

James T.
Reddit User
★★★★★

“The funded account management service is worth every penny. I earn passive income from my Topstep account while focusing on my full-time job. Their risk management is exceptional.”

David L.
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Frequently Asked Questions

Everything you need to know about Topstep drawdown rules

What is the trailing drawdown in Topstep?+

The trailing drawdown in Topstep is a dynamic risk limit that moves up with your account’s highest unrealized profit during a trading session. It starts at a specific dollar amount below your starting balance and follows your profits upward. Once your account balance exceeds the starting balance, the trailing drawdown becomes static and no longer moves. This mechanism protects the firm’s capital while giving traders room to grow their accounts.

What is the maximum drawdown for Topstep 50k account?+

The Topstep 50k account has a maximum trailing drawdown of $2,500 at the start. This means your account cannot drop below $47,500 ($50,000 – $2,500). As your account grows through unrealized profits, the drawdown level moves up with it. Once your balance exceeds $50,000, the drawdown locks at $47,500 permanently.

Is there a consistency rule in Topstep?+

Topstep does not enforce a strict consistency rule like some other prop firms. However, they monitor trading patterns and may flag accounts showing erratic behavior or gambling-style trading. The consistency target varies by account size and represents the maximum profit that can come from a single day. For example, the 50k account has a $1,000 consistency target.

How does Topstep trailing drawdown work?+

The trailing drawdown starts at the initial drawdown limit and follows your highest unrealized profit during the session. For example, if you start with $50,000 and a $2,500 drawdown, your initial drawdown level is $47,500. If your account reaches $51,000 in unrealized profit, the drawdown moves to $48,500. Once you close trades and your balance exceeds $50,000, the drawdown becomes static at $47,500.

What time does Topstep close trades?+

Topstep follows CME trading hours. The platform allows trading from Sunday 6:00 PM ET to Friday 5:00 PM ET, with a daily maintenance break from 5:00 PM to 6:00 PM ET. During the maintenance break, you cannot place new trades, but existing positions remain open. It’s important to be aware of these hours when planning your trading strategy.

How to connect Topstep to Tradovate?+

To connect Topstep to Tradovate, log into your Topstep dashboard and navigate to the platforms section. Select Tradovate and follow the connection instructions. You’ll need to download the Tradovate app and enter your Topstep credentials. The connection is usually instant and allows you to trade directly from the Tradovate interface.

What is Topstep trading?+

Topstep trading refers to trading futures contracts through Topstep’s funded account programs. Traders complete an evaluation (Trading Combine or Express account) to demonstrate their skills, then receive a funded account to trade with the firm’s capital. Profits are split between the trader and the firm, typically 90/10 in favor of the trader.

What are the Topstep Express rules?+

Topstep Express rules include a single-phase evaluation, specific profit targets based on account size, trailing drawdown that becomes static, minimum 5 trading days, and adherence to all risk management rules. The Express account is designed to be faster and simpler than the traditional Trading Combine, making it ideal for traders who want quick funding.

Is Topstep regulated?+

Yes, Topstep is registered as a Commodity Trading Advisor (CTA) with the CFTC and is a member of the NFA. This regulatory status provides additional security for traders and demonstrates the firm’s commitment to operating within legal frameworks. Topstep’s Chicago headquarters and regulatory compliance make it one of the most trustworthy prop firms in the industry.

What are the Topstep payout rules?+

Topstep payout rules allow traders to request payouts after 30 days of trading. The profit split is typically 90/10 in favor of the trader. Payouts can be requested monthly and are processed within 1-3 business days for PayPal or 3-5 days for bank transfers. Traders must maintain their funded account in good standing to be eligible for payouts.

How long does a Topstep payout take?+

Topstep payout processing times vary by method. PayPal payouts are typically processed within 1-3 business days, while bank transfers may take 3-5 business days. Topstep has a strong reputation for timely payouts, which is one reason traders trust the firm. Delays may occur if there are rule violations or account issues.

What is a reset credit on Topstep?+

A reset credit on Topstep allows you to restart your evaluation if you fail. The cost of a reset varies by account size and is typically less than the original evaluation fee. Reset credits can be purchased through the Topstep dashboard. Many traders use resets as learning opportunities to improve their strategy.

What are the Topstep scaling plan rules?+

The Topstep scaling plan rewards consistent traders with larger account sizes. To qualify, you must maintain consistent profitability over multiple months, respect all drawdown and risk rules, trade a minimum number of days per month, and demonstrate proper risk management. Scaling allows you to trade larger positions and earn more profits.

How many contracts can I trade on Topstep for gold?+

The number of gold (GC) contracts you can trade on Topstep depends on your account size. For a 50k account, you can typically trade 2-3 GC contracts. For a 100k account, 4-5 contracts. For a 150k account, 6-8 contracts. Always check the current contract limits in your Topstep dashboard as they may change.

What is the Topstep consistency target?+

The Topstep consistency target is the maximum profit that can come from a single trading day. For the 50k account, it’s $1,000. For the 100k account, it’s $2,000. For the 150k account, it’s $3,000. This rule encourages consistent trading rather than relying on one lucky day to pass the evaluation.

When does Topstep market open?+

Topstep markets open Sunday at 6:00 PM ET and close Friday at 5:00 PM ET, following CME trading hours. There’s a daily maintenance break from 5:00 PM to 6:00 PM ET. Different instruments may have slightly different hours, so check the specific instrument’s trading hours in your platform.

What are Topstep withdrawal rules?+

Topstep withdrawal rules require traders to have a funded account in good standing, trade for at least 30 days before the first withdrawal, and follow all trading rules. Withdrawals are processed monthly and can be made via PayPal, bank transfer, or crypto depending on your location and account type.

How to copy trades on Topstep?+

To copy trades on Topstep, you can use trade copying software or services that connect to your Topstep account. Popular options include trade copiers that work with NinjaTrader or Tradovate. Some traders use our prop firm passing service which includes trade copying capabilities for managing multiple accounts.

What are Topstep platforms?+

Topstep supports multiple trading platforms including Tradovate, NinjaTrader 8, TradingView (via integration), and Quantower. Each platform has its own features and benefits. Tradovate is the most popular for its user-friendly interface, while NinjaTrader offers advanced charting and automation capabilities.

What is the Topstep broker?+

Topstep acts as both the prop firm and the broker for funded accounts. They provide the trading capital, evaluation programs, and execution services. Topstep’s brokerage services are regulated and provide reliable execution for futures trading. Traders don’t need a separate broker when using Topstep.

What are Topstep trading hours?+

Topstep trading hours follow CME market hours: Sunday 6:00 PM ET to Friday 5:00 PM ET, with a daily break from 5:00 PM to 6:00 PM ET. Specific instruments may have different hours. For example, E-mini S&P 500 trades nearly 24 hours, while some agricultural futures have more limited hours.

What is Topstep Chicago?+

Topstep Chicago refers to the company’s headquarters located in Chicago, Illinois. Chicago is the heart of the futures trading industry, home to the CME Group and many other trading firms. Topstep’s Chicago location provides access to top talent and deep industry connections.

How to download TopstepX?+

To download TopstepX (Topstep’s trading platform), visit the Topstep website and navigate to the platforms section. Download the appropriate version for your operating system (Windows or Mac). Installation is straightforward, and you can log in with your Topstep credentials to start trading.

What is the Topstep dashboard?+

The Topstep dashboard is your central hub for managing your account. It shows your account balance, drawdown level, profit target progress, trading statistics, and payout history. You can access the dashboard by logging into your Topstep account on their website. The dashboard also allows you to request payouts, purchase resets, and manage your subscription.

What is Topstep LLC?+

Topstep LLC is the legal entity that operates the Topstep prop firm. The company is registered in the United States and operates under strict regulatory guidelines. Topstep LLC is responsible for all evaluation programs, funded accounts, and payout processing.

What are Topstep funded rules?+

Topstep funded account rules include maintaining a static drawdown limit, trading at least 1 day per month, following all risk management rules, and adhering to the profit split agreement. Funded accounts have more flexibility than evaluation accounts but still require disciplined trading to maintain funding.

What is the Topstep 150k account?+

The Topstep 150k account is the largest standard account size offered by Topstep. It features a $6,000 trailing drawdown, $9,000 profit target, and allows trading of larger position sizes. This account is ideal for experienced traders who can manage larger positions and want higher profit potential.

What is the Topstep 100k account?+

The Topstep 100k account is a popular mid-tier option with a $5,000 trailing drawdown and $6,000 profit target. It offers a good balance between risk and reward, making it suitable for intermediate to advanced traders. The account allows trading of most futures instruments with appropriate position sizing.

What is the Topstep challenge?+

The Topstep challenge refers to the evaluation process traders must complete to receive a funded account. This can be the Trading Combine (two-phase evaluation) or the Express account (single-phase evaluation). The challenge tests your ability to generate profits while managing risk according to Topstep’s rules.

What are Topstep futures?+

Topstep futures are futures contracts that can be traded through Topstep’s funded accounts. Popular instruments include E-mini S&P 500 (ES), Nasdaq 100 (NQ), crude oil (CL), gold (GC), Treasury bonds (ZB), and many others. Topstep provides access to all major CME Group futures markets.

What is the Topstep coupon code?+

Topstep frequently offers coupon codes and promotional discounts on their evaluation programs. These can provide 20-50% off the regular price. Check the Topstep website, their social media, or partner sites like Pass My Prop Firms for current coupon codes and special offers.

What is the Topstep activation fee?+

The Topstep activation fee is a one-time fee charged when you transition from an evaluation account to a funded account. This fee varies by account size and is typically $149 for smaller accounts. Topstep occasionally offers promotions that waive or reduce the activation fee.

What is the Topstep free trial?+

Topstep occasionally offers free trials that allow you to test their platform and trading conditions without committing to a paid evaluation. These trials are limited in duration and may have restricted features. Check the Topstep website for current free trial offers.

What is the Topstep free reset?+

Topstep sometimes offers free resets as part of promotional campaigns. A free reset allows you to restart your evaluation without paying the reset fee. These offers are typically time-limited and may require specific conditions to be met. Follow Topstep’s social media for announcements.

What is Topstep PayPal?+

Topstep PayPal refers to the PayPal payout option available for funded account traders. PayPal is one of the fastest payout methods, with funds typically available within 1-3 business days. To use PayPal payouts, ensure your PayPal account is verified and linked to your Topstep account.

What is the Topstep certificate?+

The Topstep certificate is a document provided when you receive a payout. It details the payout amount, date, account information, and profit split. This certificate serves as proof of income and can be useful for tax reporting purposes. Keep all certificates for your records.

What if I lose my Topstep live account?+

If you lose your Topstep funded account by hitting the drawdown limit, the account will be closed. However, you can purchase a reset to start over. Many traders view account losses as learning opportunities. Analyze what went wrong, adjust your strategy, and try again. Our management service can help prevent future losses.

What is the Topstep shop?+

The Topstep shop is where you can purchase evaluation programs, reset credits, and other services. Access the shop through your Topstep dashboard or the main website. The shop offers various account sizes and occasional promotional discounts.

What is the Topstep split?+

The Topstep split refers to the profit split between the trader and the firm. Topstep typically offers a 90/10 split, meaning the trader keeps 90% of profits and the firm keeps 10%. This is one of the most generous splits in the industry and reflects Topstep’s commitment to trader success.

What is the Topstep email?+

The Topstep email is the official communication channel for account updates, payout notifications, and support. Check your email regularly for important messages from Topstep. You can also contact Topstep support via email for questions about your account or the evaluation process.

What is the Topstep chat?+

The Topstep chat is a support feature available through their website and dashboard. You can use the chat to get quick answers to questions, report issues, or get help with your account. Topstep’s support team is known for being responsive and helpful.

What is the Topstep status?+

The Topstep status refers to the current state of your account (active, passed, failed, funded, etc.). You can check your account status in the Topstep dashboard. The status updates in real-time as you trade and provides important information about your progress toward funding.

What is the Topstep calendar?+

The Topstep calendar shows important dates including economic events, market holidays, and platform maintenance schedules. Check the calendar regularly to plan your trading around high-impact events and avoid trading during market closures.

What is the Topstep application?+

The Topstep application is the process of signing up for an evaluation program. You can apply through the Topstep website by selecting your desired account size and completing the registration process. The application is straightforward and can be completed in minutes.

What is the Topstep company?+

Topstep is a Chicago-based proprietary trading firm founded in 2012. The company provides funded trading accounts to traders who pass their evaluation programs. Topstep is registered as a CTA and has paid out millions to successful traders. The company is known for its transparent rules and reliable payouts.

What is Topstep prop firm review?+

Topstep prop firm reviews are generally positive, with traders praising the firm’s transparent rules, reliable payouts, and supportive community. Common positives include the generous profit split, regulatory compliance, and excellent customer support. Some traders note that the trailing drawdown can be challenging for beginners.

What is the Topstep login?+

The Topstep login is accessed through the Topstep website or dashboard. Use your registered email and password to log in. If you’re having login issues, try resetting your password or contacting Topstep support. The login gives you access to your account information, trading platforms, and payout history.

What is Topstep no activation fee?+

Topstep no activation fee promotions waive the standard activation fee when you transition to a funded account. These promotions are time-limited and can save you $149 or more. Check the Topstep website or partner sites for current no activation fee offers.

What is the Topstep XFA rules?+

Topstep XFA (Express Funded Account) rules are similar to standard funded account rules but may have some differences in drawdown calculation and payout schedules. Check the specific XFA rules in your Topstep dashboard or contact support for clarification.

What is Topstep dashboard login?+

The Topstep dashboard login is accessed through the Topstep website. Click the login button and enter your credentials to access your dashboard. The dashboard shows your account status, trading statistics, drawdown level, and payout information. It’s your central hub for managing your Topstep account.

What is the Topstep old dashboard?+

The Topstep old dashboard refers to the previous version of the Topstep user interface. Topstep periodically updates their dashboard with new features and improved design. If you prefer the old dashboard, contact Topstep support to see if it’s still available. Most traders use the current dashboard for its improved functionality.

What is the Topstep trading combines?+

Topstep trading combines are the traditional two-phase evaluation programs. Traders must complete both phases to receive a funded account. Each phase has the same profit target and drawdown limits. The Combine is designed to test consistency and risk management over time.

What is Topstep step day trading?+

Topstep step day trading refers to day trading futures contracts through Topstep’s funded accounts. Day trading involves opening and closing positions within the same trading day. Topstep’s rules allow day trading, but traders must still respect the drawdown limits and consistency targets.

What is the Topstep step combine?+

The Topstep step combine is another name for the Trading Combine evaluation program. It’s a two-phase evaluation that tests your ability to generate profits while managing risk. Complete both phases to receive a funded account with real trading capital.

What is the Topstep step accounts?+

Topstep step accounts refer to the various account sizes offered by Topstep, including 25k, 50k, 100k, and 150k accounts. Each account size has different drawdown limits, profit targets, and position size allowances. Choose the account size that matches your experience level and risk tolerance.

What is the Topstep step promo codes?+

Topstep step promo codes are discount codes that reduce the cost of evaluation programs. These codes can provide 20-50% off the regular price. Check the Topstep website, social media, or partner sites like Pass My Prop Firms for current promo codes.

What is the Topstep step codes?+

Topstep step codes are promotional codes similar to promo codes. They provide discounts on evaluation programs and can be entered during the checkout process. These codes are often shared through Topstep’s marketing channels and partner websites.

What is the Topstep activation fee discount?+

The Topstep activation fee discount reduces or waives the standard activation fee when transitioning to a funded account. These discounts are offered periodically and can save you significant money. Check for current activation fee discounts before purchasing an evaluation.

What is the Topstep payout certificate?+

The Topstep payout certificate is an official document provided with each payout. It includes the payout amount, date, account details, and profit split information. This certificate serves as proof of income and is useful for tax reporting. Keep all payout certificates for your records.

What is the Topstep step login?+

The Topstep step login is the same as the Topstep login. Access it through the Topstep website using your registered email and password. If you’re having trouble logging in, try resetting your password or contacting Topstep support for assistance.

What is the Topstep step trade?+

Topstep step trade refers to trading futures contracts through Topstep’s platform. Traders use various instruments including ES, NQ, CL, GC, and others. Trading is done through supported platforms like Tradovate, NinjaTrader, or TradingView integration.

What is the Topstep step promo code?+

The Topstep step promo code is a discount code for evaluation programs. Enter the code during checkout to receive a discount. These codes are available through Topstep’s marketing channels and partner websites. Always check for current promo codes before purchasing.

What is the Topstep step account?+

The Topstep step account refers to any of the account sizes offered by Topstep. These include 25k, 50k, 100k, and 150k accounts. Each account has specific rules, drawdown limits, and profit targets. Choose the account that best fits your trading style and experience level.

What is the prop firm with instant funding?+

Some prop firms offer instant funding without an evaluation period. These firms typically charge higher fees and have stricter rules. Topstep does not offer instant funding but provides a structured evaluation process that prepares traders for long-term success. Our service can help you pass evaluations quickly.

What is the best prop firm passing service?+

The best prop firm passing service depends on your needs, but Pass My Prop Firms is consistently rated as one of the top services. We offer a 98% success rate, experienced traders, transparent processes, and money-back guarantees. Our service covers all major prop firms including Topstep, Apex, FTMO, and more.

What is the best funded account management service?+

The best funded account management service provides consistent profits while respecting all prop firm rules. Pass My Prop Firms offers professional funded account management with proven strategies, strict risk management, and transparent reporting. Our clients receive consistent payouts month after month.

How to choose a legit prop firm passing service?+

To choose a legit prop firm passing service, look for: verified track record, transparent processes, money-back guarantees, positive reviews on Trustpilot and Reddit, experienced traders, and clear communication. Pass My Prop Firms meets all these criteria and has helped thousands of traders succeed.

What is the best prop firm passing EA?+

The best prop firm passing EA is designed specifically for prop firm evaluations, follows all rules, uses proper risk management, and has a proven track record. Our custom EAs are optimized for Topstep, Apex, FTMO, and other major prop firms. Contact us for access to our proprietary trading algorithms.

What are the best prop firm services?+

The best prop firm services include challenge passing, funded account management, EA trading, strategy consulting, and education. Pass My Prop Firms offers all these services with industry-leading success rates. Our comprehensive approach helps traders at every level achieve their funding goals.

How to pass prop firm challenge consistently?+

To pass prop firm challenges consistently: develop a proven strategy, practice proper risk management, use appropriate position sizing, maintain discipline, and consider using professional services. Our team has a 98% success rate and can help you pass your challenge quickly and efficiently.

What are prop firm passing service reviews?+

Prop firm passing service reviews help you evaluate different services. Look for reviews on Trustpilot, Reddit, and independent review sites. Pass My Prop Firms has excellent reviews across all platforms, with clients praising our success rate, transparency, and customer support.

What is the funded account passing service?+

A funded account passing service helps traders pass prop firm evaluations to receive funded accounts. These services use professional traders or algorithms to trade on your behalf. Pass My Prop Firms offers comprehensive funded account passing services for all major prop firms.

What is the prop firm management service?+

A prop firm management service manages your funded account to generate consistent profits. These services handle all trading activities while you earn passive income. Our management service includes strict risk management, proven strategies, and transparent reporting.

What is the forex account management service?+

A forex account management service manages forex trading accounts on behalf of clients. These services use professional traders and algorithms to generate profits. Pass My Prop Firms offers forex account management for both personal and prop firm accounts.

How does Pass My Prop Firms work?+

Pass My Prop Firms works by having our professional traders or algorithms trade your prop firm account. You purchase our service, provide your account credentials, and we handle the trading. We follow all prop firm rules and aim to pass your challenge or generate consistent profits on your funded account.

Is Pass My Prop Firms legit?+

Yes, Pass My Prop Firms is a legit prop firm passing service with a proven track record. We have excellent reviews on Trustpilot, Reddit, and other platforms. Our 98% success rate and money-back guarantee demonstrate our commitment to client success. Contact us to verify our credentials.

How much does prop firm passing service cost?+

Prop firm passing service costs vary by provider and account size. Pass My Prop Firms offers competitive pricing with packages starting from $299 for smaller accounts. We also offer money-back guarantees if we fail to pass your challenge. Contact us for a custom quote based on your needs.

How long does it take to pass a prop firm challenge?+

The time to pass a prop firm challenge varies based on market conditions, account size, and strategy. With our service, most challenges are passed within 7-21 days. Some challenges are passed even faster during favorable market conditions. We prioritize both speed and safety.

What prop firms do you work with?+

We work with all major prop firms including Topstep, Apex Trader Funding, FTMO, My Forex Funds alternatives, The Funded Trader, True Forex Funds, and many others. Our strategies are optimized for each firm’s specific rules and requirements.

Do you offer refunds?+

Yes, we offer money-back guarantees if we fail to pass your challenge. Our refund policy is clearly stated on our website. We stand behind our services and only charge for successful outcomes. Contact us for specific refund terms based on your service package.

How do I get started with Pass My Prop Firms?+

To get started, contact us via Telegram, WhatsApp, or our website. We’ll discuss your goals, recommend the best service package, and guide you through the process. Once you purchase our service, provide your account credentials, and we’ll begin trading immediately.

Can I use your service for multiple accounts?+

Yes, we offer services for multiple accounts. Many traders use our service to manage several funded accounts simultaneously. We offer package deals for multiple accounts that provide better value. Contact us for custom pricing based on your needs.

What is your success rate?+

Our success rate is 98%, one of the highest in the industry. This means 98 out of 100 challenges we attempt are passed successfully. Our high success rate is due to our experienced traders, proven strategies, and strict risk management protocols.

How do I contact Pass My Prop Firms?+

You can contact us via Telegram (@propchallenge), WhatsApp (+447400755490), our website contact form, or social media (Facebook, Instagram, Discord). We respond to all inquiries within 24 hours and provide 24/7 support for active clients.

Start Your Journey to Funded Trading Success

Join thousands of traders who’ve achieved their funding goals with Pass My Prop Firms. Get started today and receive your first payout within weeks.

Risk Disclaimer: Trading futures and forex involves substantial risk of loss and is not suitable for all investors. Past performance is not indicative of future results. Prop firm trading carries additional risks including the possibility of losing your evaluation fee. Always trade with money you can afford to lose. Pass My Prop Firms provides educational and management services only and does not guarantee profits. Please consult with a financial advisor before making investment decisions.
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